Username: fkapadia

Location: Queens, NY (11104) 

Bio: I am a current masters candidate at the graduate program in International Affairs at the New School. My background in university was a international business concentration with an international affairs minor. I plan to pursue a career in foreign policy after my graduate studies and hope to work overseas for a portion of my life. I was born in Bombay, India and remain an Indian before an American even though I have lived in each country for about thirteen years. I play ultimate frisbee for the city of New York and our team hopes to qualify for the national tournament at the end of the year.  

Picture: This user does not have a userpic.

Member since: January 31, 2008

Pacts created:

• I will start saving five percent of my monthly salary and place it into a high yield savings account if 10 other people do the same.
• I will begin making interest payments on my graduate school loans if 5 other people do the same.
• I will take time out more often to speak with family overseas if 5 other people ride with me.
• I will begin making interest payments on my graduate school loans if 5 other people joing me.
• I will start saving five percent of my monthly salary and place it into a high yield savings account if 7 other people ride with me.
• I will begin making lunch three times a week if 6 other people join me.

Pacts joined:

• I will stop eating at the computer if 3 other people do the same.
• I will shop at the local farmers market for fresh produce. if 25 other people do it too!.
• I will bring coffee to work rather than purchase it on the way if 5 other people do the same.

Stories shared: None so far.

Recent comments made:

• On I will shop at the local farmers market for fresh produce. if 25 other people do it too!, 02/24/08
  This is a great idea - I already do this as much as feasible. I also feel that it is essential to support local grocers and farmers, we all could use greater clarity around the source points of our food.
• On I will bring coffee to work rather than purchase it on the way if 5 other people do the same, 02/17/08
  If you are in fact spending $4 a day on coffee, you may want to reassess your priorities in life, sorry but its true.
• On I will not read any emails past 10pm on weekdays if 10 other people join me, 02/17/08
  If this is in relation to work emails then, yes, I am in.
• On Annual fee added after the fact, 02/17/08
  Was the charge clearly indicated on the statement or was it embedded as part of a larger 'finance charge'?
• On Uneducated about how to earn credit, 02/17/08
  I think that a simple guide around some key principals of how young people should go about building good credit could be an asset to the site. Credit Card companies are vultures by nature and any slip up on someone's part - like the individual in another post who was late on a car payment and saw a spike in his interest rate - can snowball into larger problems. We could use a basic guide on how to avoid being taken by surprise by credit card companies.