Profile

dweliver

www.moneyunder30.com

David is the founder of the personal finance blog MoneyUnder30.com and editorial director for the banking comparison Web site BankAround.com. His writing has appeared in SmartMoney and Inc. magazines, and his blog has been featured on TheStreet.com and USNews.com.

David admits he's not a natural-born tightwad and he thinks being fanatically frugal is, frankly, just plain boring. He believes that enjoying life today and building a solid tomorrow shouldn't be mutually exclusive. When he's not dutifully typing away beneath the romantic blue glow of his computer monitor, David enjoys playing the guitar, exploring small towns, backwoods, and winding rivers around the U.S., and savoring the occasional glass of good scotch.  


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February 26, 2009

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  • On 2009 Economic Stimulus: What It Means For You, 03/09/09
    Thanks, Zack. If you took advantage of the housing tax credit in 2008, it does have to be paid back over 15 years. The new $8,000 tax credit for first-time homebuyers in 2009 will not have to be repaid.
  • On Four Lessons from the 2008 Financial Crisis, 10/20/08
    Weakonomist, thanks for pointing that out about Wachovia. I got sloppy. I knew that Wachovia didn't fail; I just didn't use appropriate language when I grouped them with WaMu and IndyMac as "fallen banks". But you're right, conservative lenders seem to be having the last laugh. The news is emerging about small banks across the country that did it right and are still profitable in 2008. It gives us hope that if we learn our lessons from this event (although whether we will is debatable), we can avoid this ever happening again.