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Short a few dollars

Posted by opentodifference
on February 03, 2008

On a recent credit card bill, I was short $64.52 in payment. I was then charged $38.04 in finance charges. This is more than half of what I didn't pay. I still don't understand what happened. I called them and they lowered my interest rate from 22% to 16%, but I still had to pay the charges. It could have been a lot worse; imagine if I was short $300 or $1,000 dollars, but still. It doesn't make any sense.

1 Comment

Billy Amon
02/03/08 10:29 PM

How were you charged that much in finance charges? That's obscene. We need to change these practices.

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