A Fee to Pay On Time

Posted by EileenQ
on March 13, 2008

My credit card bill was due on Sunday. I went to the bank on Saturday with my check to pay the bill before Sunday, but was told that the bank, though open, would not process my check until Monday, at which time my payment would be considered late, and I would be charged a $39 late fee, but interest on the balance.

When I said I could have money wired from my checking account to cover the balance, I was told that the bank would charge me $25 to accept the money b/c I banked with a different bank than the one that carried my credit card.

No matter what I had to pay the bank extra money just because the payment date fell on a Sunday. I found this outrageous.